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How Your Credit Card Interest Charge is Determined
Your credit card's interest rate isn't the only thing that affects how much you end up paying on your credit card bill, though it is a major determining factor. There is a difference between your interest rate and your interest charge.
Do You Need That Credit Card?
Do you currently have a credit card? If you do, then you are like most other individuals. Credit cards have increased in popularity over the past few years. Despite being popular, there are still many individuals who do not have a card.
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